What information do we collect and how do we use it?
To enable us to quote on and insure risks, we collect the information we need to assess the risk and whether and on what terms we will insure it. We may need to provide this information to our risk carriers and reinsurers. Some of these companies may be located outside Australia.
When a claim is made under the policy, to enable us to assess the claim, we and our representatives (including loss adjustors, investigators, medical advisers and lawyers) collect information about the claim, some of which may be personal information. We may collect the information from our insured or from third parties. We provide this information to those we have appointed to assist us to consider the claim. Again, this information may be passed on to our risk carriers and reinsurers.
We may use your personal information internally to help us improve our services and help resolve any problems.
What if you don’t provide some information to us?
We can only issue insurance cover and assess claims under the policy if we have all relevant information. The insurance laws require insureds to provide us with all the information we need to decide whether to insure and on what terms.
How do we hold and protect your information?
We hold the information we collect from you in confidential paper files and secure computer storage facilities. We keep your information safe by locks and security systems, passwords, antivirus mechanisms, auditing and data integrity checks.
Will we disclose the information we collect to anyone?
We do not sell, trade, or rent your personal information to others.
We may need to provide your information to contractors who supply services to us. This include our Authorised Representatives, companies who handle mailings on our behalf and other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event. We will do our best to ensure that they protect your information in the same way that we do.
We may provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.
How can you check, update or change the information we are holding?
Upon receipt of a written request and enough details to allow us to identify the information, we will disclose to you the personal information that we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.
If you wish to access or correct your personal information please write to our Privacy Officer. Generally, we do not charge for receiving a request for access to personal information or for complying with a correction request however we may charge if the time required to do so is significant. This charge will be based on the marginal cost of providing access and may include staff costs of locating and collating information, reproduction costs and the cost of having someone explain the information.
By asking us to quote or insure you, you consent to the collection and use of the information you have provided to us for the purposes described above.
Tell us what you think
We welcome your questions and comments about privacy. If you have any concerns or complaints, our Privacy Officer is contactable during business hours on:
07 3237 8666
07 3237 8699
|Altiora Insurance Solutions Pty Ltd|
|PO Box 2780 BRISBANE QLD 4001|